We believe asset allocation is the primary driver of investment return while diversification is the key to managing investment risk.
As an independent fee-based advisory firm, we welcome conversations around asset allocation and as true financial planners; we enjoy marrying investment and financial planning. We learn from past experiences. We analyze situations. And most importantly, we take the time to educate our clients. Investments can be complex and our goal is to provide objective, unbiased insight and advice. With this in mind we want to identify four key areas we consider integral to our portfolio construction.